PayMaya Enables Online Payments for MSMEs Through ‘Negosyo’ App

Anjie lou delos Reyes
With most people stuck inside their homes amid the community quarantine in line with the coronavirus pandemic, online shopping, and contactless payments are slowly becoming the new norm.

PayMaya Enables Online Payments for MSMEs Through ‘Negosyo’ App
PayMaya Enables Online Payments for MSMEs Through ‘Negosyo’ App

Empowering micro-, small-, and medium-sized enterprises to continue doing businesses amid COVID-19 through online transactions and cashless payments, PayMaya, the digital financial services arm of PLDT and Smart Communications recently introduced the ‘Negosyo’ app.

Through this, MSME owners may accept QR and other forms of digital payments using their smartphones and without the need to have their own business website.

The PayMaya Negosyo app also allows MSME owners to receive payments from upgraded PayMaya users through the Send Money option on the app, and efficiently process bank transfer payments via Instapay.

Also Read: A Step-by-Step Guide on How to Send Money from PayMaya to Smart Padala

To register, interested MSME owners may register through the app using their mobile number and alongside one valid government ID and a video selfie. Review and approval of the application will take 24 to 48 hours.

Once approved, the Negosyo app users may start using the services on the app.

“As more consumers begin to prefer shopping online and paying using contactless methods, PayMaya Negosyo will give our MSMEs the easiest and fastest way to accept digital payments from across a variety of sources–all they need now is their smartphone and a valid ID,” said Shailesh Baidwan, President of PayMaya.

Apart from those with PayMaya accounts, merchant owners can also accept payment even from those that are not using PayMaya, as long as they have other banks and e-wallet providers with sufficient funds.

The PayMaya Negosyo app is available for free download from the Google Play Store. Visit for more details.

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