Here’s How You Can Invest in Government Bonds Through PayMaya

Anjie lou delos Reyes
Digital payments services provider PayMaya Philippines now enables its users to invest in the government’s retail treasury bonds in an easy and secure method through its partnership with

Here’s How You Can Invest in Government Bonds Through PayMaya
Here’s How You Can Invest in Government Bonds Through PayMaya

Through online investment platform powered by the Philippine Digital Asset Exchange (PDAX), the government is set to offer retail treasury bonds (RTBs) to individual investors from July 16 to August 7. Individuals may utilize PayMaya to add money on their respective accounts and invest any amount in government RTBs ranging from Php5,000 to Php50,000.

What are RTBs, you ask? These are medium- to long-term investments issued by the government and are considered as one of the safest investments. The money collected through government bonds then becomes part of the country's treasury.

Investing in RTBs is low risk and allows you to earn an interest rate of 2.635% every three months (quarterly) depending on how much money was initially invested.

Also Read: Here’s How You Can Add Money to Your PayMaya Account through your Neighborhood Smart Padala Agent

Choosing RTBs for your investment is also a a good way to join the digital bayanihan for the country as your investment will be used to support government initiatives, particularly in raising funds to augment the country's war chest against the coronavirus disease 2019 (COVID-19).

To start investing in RTBs, first, you need to download and register to Afterwards, you can already fund your account via PayMaya by following these easy steps:

  1. Go to the Cash In section of the app and select Pay with PayMaya. A minimal fee of P5.00 per transaction will apply.
  2. Choose the amount you want to cash in, then complete the payment process after receiving the payment details in your email.
  3. Once your account has been funded, choose the bond offering you want to invest in, review the transaction details, and click "Buy.”
  4. The subscription will have an “Awaiting Subscription” status until the final allocation is completed. All orders are considered final upon placement and can no longer be cancelled.
  5. To check the status of your investment, click the "My Orders" button in the Bonds.Ph app. An email will also be sent to you for the notice of successful purchase of the Bond.

Once you funds have matured, you can “exit” or withdraw your funds through your PayMaya account with a nominal fee of Php5 per transaction.

For a seamless transaction, remember to have both your PayMaya and account verified to begin your investment with RTBs.

Don’t have a PayMaya account yet? Apart from this new service, PayMaya can also be used for secure transactions, including paying bills, buying prepaid load, cashless payments, and money transfer. Download the PayMaya app now for free through this link: For more info about, visit

Post a Comment


Post a Comment (0)