eTap Inc. Marks 11 Years of Phygital Financial Inclusion in the Philippines
eTap Inc. (Electronic Transfer & Advance Processing Inc.), a pioneer in self-service financial technology, is marking its 11th year of operations in the Philippines. Since its founding on June 25, 2015, by Chairman Percy Hernandez and CEO Marlon Portugal, the homegrown fintech provider has grown from a two-person challenger into a nationwide infrastructure powerhouse with over 1,000 employees across 70 offices.
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| eTap Inc. Celebrates 11 Years of Driving Financial Inclusion via 'Phygital' Innovation |
Today, the company acts as a crucial "phygital" bridge, enabling unbanked and underserved Filipinos to seamlessly transition their physical cash into the digital economy.
Bridging Cash and Digital Ecosystems Nationwide
At the heart of eTap's operations is its expansive, accessible self-service network that bypasses the need for traditional brick-and-mortar bank branches.
- 7,000+ Self-Service Terminals: Strategic deployments of transaction machines in high-traffic, everyday locations like supermarkets, neighborhood bakeries, convenience stores, and pharmacies provide a vital financial lifeline to remote provinces.
- 16 Million Unique Users: The platform has served over 16 million individuals, offering frictionless avenues for bills payment, digital wallet top-ups, and essential financial tasks.
- Institutional Business Multiplier: For corporate partners, utilities, and financial institutions, eTap eliminates physical overhead. More than 800 partner billers currently utilize the network to streamline their collection processes.
This end-to-end framework is bolstered by its sister company, eTap Solutions Inc., which focuses on operating cash and payment machines directly within underserved communities.
Enterprise-Grade Security and Compliance
Operating as a registered Operator of Payment Systems (OPS), eTap maintains absolute operational trust and consumer data protection. The company has solidified its defenses by securing three distinct International Organization for Standardization (ISO) certifications:
- ISO 27001:2022: Validates elite standards in Information Security Management Systems to guard against data threats.
- ISO 9001:2015: Guarantees rigid Quality Management Systems for consistent operational performance.
- ISO 27701:2019: Confirms global compliance benchmarks for Privacy Information Management Systems.
A Future-Ready Vision and Social Impact
To commemorate more than a decade of leadership, eTap has unveiled a sleek, refreshed brand identity. The company has evolved beyond a basic payment platform to an integrated ecosystem that offers customizable hardware, advanced software, and comprehensive cash management support.
Alongside tech expansion, eTap reinforces its social compact by funding scholarships for its employees' children and leading annual community outreach programs for marginalized communities, ensuring that economic opportunities reach every Filipino.
For more details on their phygital network, visit the official website at etap.com.ph.